Our Services

At Utkarsh Payments, we offer a comprehensive suite of fintech and banking services tailored for retailers and customers alike.

AePS (Aadhaar Enabled Payment System)

Enable cash withdrawal, balance inquiry, and mini statements using Aadhaar authentication—no card required.

Offer quick and secure bill payments for electricity, water, gas, mobile, DTH, and more through a single platform.

Send money instantly across India with low charges and real-time confirmation.

Assist customers in opening bank accounts easily with minimal documentation and guided support.

Turn your shop into a mini bank. Provide cash withdrawal, balance inquiry, and other basic banking services.

Deploy and operate ATMs under a white-label model—ideal for high-traffic locations and business growth.

Help customers save small amounts daily with structured, secure, and convenient deposit plans.

Encourage disciplined savings through flexible monthly deposit schemes with attractive returns.

Offer safe investment options with fixed tenure and assured interest.

Provide access to small loans and financial assistance to individuals and micro-entrepreneurs.

Enable customers to secure life, health, and general insurance plans with easy enrollment and support.